If you have excellent credit (700 or above fico), in general you will get your best rates and
terms thru your Credit Union. However, make sure they are willing to finance
(Note: Age/Mileage Restrictions may apply) The actual MARKET VALUE of these vehicles will
usually be more than what your lender will loan, you will have to come up with the difference in
the form of a down payment. See your lender for details.
*Vehicle Values are highly subjective relative to Condition & Options.
We accept visa / master card / Discover - (No Amex) for partial/down payments.
3% processing fee applies.
For people with less than perfect to BAD credit, we offer In House financing:
Our General Loan Requirements:
The documentation that you will need to provide us prior to taking delivery of the vehicle
is as follows:
* CURRENT VALID DRIVERS LICENSE
* FULL COVERAGE INSURANCE ON THE PURCHASED VEHICLE, PRIOR TO
TAKING DELIVERY OF THE VEHICLE. - lienholder must be listed
* PROOF OF RESIDENCE - Utility Bill/Official Mail in your name to your
* PROOF OF INCOME - 2 most recent paystubs or 2 most recent bank statements
* PHONE BILL - all pages
* FOR BANKRUPTCIES - We will need proof of discharge or dismissal.
A letter of permission from the court is also acceptable.
* Additional information may be requested from the lender
All loans will be given to individuals only, we do not nor does any of our lenders
give loans to businesses, we give loans to the owner of the business based on
their personal credit.
There is no such thing as business credit.
Prior to scheduling an appointment be sure to email or fax over these documents,
this will help us make sure that you have everything you need to actually obtain the
loan prior to coming in.
( If we do not have all documentation, you will not be able to take delivery of the vehicle)
** FOR A LIMITED TIME : ** Vehicles from $13,000 to $21,000 **
With 50 % Down - we will short term finance you via our
in-house program. 10-12 months only. Local Nevada residents must
pay sales tax up front. This will enable you to get the vehicle
you need immediately, even if you do not have all of the cash.
* OAC ( 500 Mile Radius )
FOR VEHICLES UNDER 13k: OUR INHOUSE FINANCING PROGRAM IS PERFECT FOR:
- PEOPLE WITH a MINIMUM 25 - 35 % DOWN, OAC*... LOOKING
FOR A SHORT TERM (18 MONTHS OR LESS), NO BANK INVOLVED
*** PLEASE NOTE, OUR MINIMUM MONTHLY PAYMENTS ON CARGO
VANS START AT $395 PER MO... (WE DO NOT OFFER $250/$300/$350
PAYMENTS ON THESE VANS FOR INHOUSE MONTHLY CONTRACTS)
* ALL inhouse contracts & some bank loans will Require a GPS Tracking
Device ... *additional charge